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Your Very Own Home is Closer Than You Think

If you have a 500+ credit score, it’s time to get searching for your new home. We specialize in helping veterans, 3% Down Payment DACA/ITIN, first-time home buyers and people with challenged credit, purchase homes. Please do not allow your previous experiences to hold you back. Start your journey to owning a home today.

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4H Home Loans


VA
Loans

  • NO Down Payment
  • 500 Min. FICO
  • Low Mortgage Payments
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USDA
Loans

  • NO Down Payment
  • 581 Min. FICO
  • 100% Financing
Apply Now

Down Payment
Assistance Programs

  • NO Down Payment
  • 620 Min. FICO
  • 1st Time Home Buyers
Apply Now

FHA
Loans

  • Low Down Payment
  • 580 Min. FICO
  • All Areas Available
Apply Now

Ask us about additional programs that will PAY ALL your CLOSING COSTS!!!!

Builders We Work With

  • DR Horton
  • Lennar
  • Milestone Builders
  • KB Homes
  • Meritage
  • Pacesetter Homes
  • Drees Custom Homes
  • Brookfield Residential
  • CastleRock Homes
  • Brohn Homes

How It Works

The first step is to answer: do you want a home? If yes, then let’s get in touch to discuss the rest.

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About 4H Homes

Learn more about 4H Homes.

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